Our Team

We’re here to serve your insurance needs.

Bruce Gardner

Principal Agent

Assisting and explaining insurance coverage has been a part of my business career for over 25 years. I have been working in the insurance industry since 1989, when I became licensed to provide life and health insurance policies. I have stayed in the industry because I enjoy what I do, and since I know and can explain insurance, it is easy for me to talk about coverages. I hope people understand Bruce Gardner Insurance Agency wants to do a good job for them. I’m not pushy and will even pass up business if a client wants to be incorrectly covered. We put the client first, and we work to make sure you are correctly covered. Besides the insurance business, I also enjoy family time, like playing soccer with my son, William. My wife works at W&L in the Athletic Department as the men’s and women’s swimming coach. She teaches swimming and Red Cross lifeguard training too. We enjoy playing golf, kickball, and basketball, our two dogs, Daisy and Duke, and our latest project of building a tree house this summer. Our family also enjoys Disney World and welcome questions from anyone about planning a Disney vacation. You’re never too old to be a kid!

OFFICE(540) 463-6702FAX(540) 463-1572

Candy Camden


My full name is Candace F. Camden. I was born and raised right here in Rockbridge County, VA. The insurance industry has been my profession for over 10 years. I love to work with my clients to make sure they have proper insurance coverage and to save them money. It is important for me to share my knowledge with my clients and teach them what their policy really means. In my time outside the office, I coach volleyball at Maury River Middle School and Rockbridge Junior Olympics. Believing in giving back to the community and teaching our children to work for what they get, I have been involved in several fundraising events to benefit local people in need through my work with volleyball.

OFFICE(540) 463-6702FAX(540) 463-1572

Robin Heizer-Farris


I sold real estate in the 80’s and started Blue Ridge Properties Real Estate Magazine in September 1990. Also, I was the finance manager at Harner Wheels in Staunton, VA selling Nissans and Subarus in the late 80’s to early 90’s and working in finance and insurance. With my backgrounds in real estate, finance, insurance and building (my dad was a developer and my husband is a contractor), it seemed like a natural tie-in for me to become an insurance agent.

I am a Rockbridge County native, born and raised. So I know the area, the people, and our lifestyle and really enjoy working with people. I think I can bring a lot to the table with my professional experience and back it up with a knowledgeable staff and great, long-trusted company.

Outside of insurance and the real estate magazine, my husband and I attend and watch a lot of football games. Our youngest son played football at Virginia Tech and is trying to go pro, so we’re very involved in that process. I am also a gym rat, working out regularly, and a member of the YMCA. Zumba is my favorite class, but enjoy lifting weights, too.

OFFICE(540) 463-6702FAX(540) 463-1572

Tracy Kitts


Tracy Kitts has over 30 years of insurance experience, meeting the needs of people who want excellent service and a great product. Originally from Mississippi, she moved to the Alleghany Highlands nine years ago to start her own insurance business. thus Alleghany Insurance Services was born.

“I am truly excited to partner with Bruce Gardner Insurance Agency and Rockingham Insurance. I have been looking for a product that will meet the needs of my customers, and I have found it with Bruce and Rockingham.”

Find the right insurance coverage for you! If you live in the Alleghany Highlands and Covington, VA area, contact Tracy Kitts to assess your insurance needs.

OFFICE(540) 960-2338